It is typical for a credit card company to advertise zero percent or interest free credit card. Some regard this offer as too good to be true, but at the same time it sparks their curiosity to find out whether this advertisement is real as it sounds.

An interest free credit card started making noise in the early 80s. It is during this era that interest free cards were introduced. This kind of credit card is actually a trick since there is no such thing as an interest free credit card. As you all know, a cards’ lifeblood and existence is entirely dependent on interests charged to users. Some cards can waive interest fees, but only during introductory period. This period usually range from 3 to 6 months.

Advertisements are always superfluous to attract the public to various offers. You should always be cautious of the underlying catch of these advertisements. M

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Sometimes when it comes to credit card offers, only the best will do. That’s the time for a platinum card! Higher credit limits, more rewards points, and extra perks are just some of the benefits of choosing a platinum card like the Emirates Citibank Platinum credit card. Platinum cards often come with very high annual fees and high interest rates though. While the Emirates Citibank Platinum card does have relatively high interest rates on purchases, it offers a great deal on balance transfer interest rates and a low annual fee compared to many other platinum cards.

Learn more about the Emirates Citibank Platinum credit card below and apply online today if it looks like a deal you just can’t pass up!

Type of Credit Card: Rewards card / Balance transfer credit card

Interest Rates*:
The card’s standard interest rate on purchases is 19.99%. Howev

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Discover Card came into existence in 1985 courtesy of Sears Roebuck along with major credit cards such as Mastercard, American Express, and Visa. This card knows a great deal about competition that is why it came way ahead of its contemporary cards. In 2007, it emerged as a stand alone player in the credit card industry with no need for association with other companies. A remarkable feature of this card during its inception in 1985 was its high credit limits. This is complemented by the fact that they do not charge annual fees for card holders. Discover is the first credit card to implement a cash back bonus feature. Another fact which is worthy to mention is that, it is not issued by a financial institution.

Discover card’s market was initially in America and Caribbean. Through the years, the company has seen an increase in membership because of their strong presence in the areas they operate in. T

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You might consider that travel insurance coverage is not necessary, and that you have planned your vacation perfectly. Things love when to board the flight, where to stay, and when to come back would have been included in your plan; but what if you have to modify your plan & accomplish back early? Or what when you met with an accident or fell ill, which of course you weren’t prepared for? You will end up paying all the medical expenses that are not covered with your health insurance. This is while having travel insurance plan could save you. It is principal that you purchase travel insurance coverage to protect your travel investment.

Types of Travel Insurance coverage:

Lots of travel insurance coverage companies provide the identical packages which include key travel insurance, and comprehensive travel insurance. T

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Thirty new ATM machines at Sydney Airport will offer outbound international travellers their choice of four different currencies, including the Euro, Japanese yen, British pound sterling, Thai baht, and dollars from Australia, New Zealand, Singapore, and the U.S.

The new machines are being installed following a six-month trial now concluded in Perth, Melbourne, and Brisbane. The fifteen trial ATMs in those locations have now been made permanent and more have been installed, according to the general manager for Eftex and Travelex, the companies involved in the effort.

Currently the ATM machines only offer “instant cash,” and are not yet sophisticated enough to replace the humans operating foreign exchange services counters. How

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There is indeed no end to man’s cravings. No matter how big you earn, how elegant your house looks, how fast the car you drive, man always wants more and more. Sometimes, our financial resources cannot support the lifestyle that we have which results into budget deficits. For some, this economic scenario is typical.

Because of this, people have relied so much on their credit cards. However, credit cards can be financially burdensome considering interest rates plus fees. This is where credit card deals become so important for a card user.

People have tirelessly tried several ways to negotiate with card companies the terms that govern the use of credit cards. There are two ways that people do to get what they want for their credit cards.

First, they try a democratic approach. They talk to one of the account managers and ask them to lower interest rates or perhaps increase credit limits of their cards. T

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If you’re sick and tired of worrying about rewards points, high interest rates, and other typical credit card hassles, a no-frills option might be right for you. No-frills credit cards like the ANZ Low Rate MasterCard cut out many of the perks you might not use anyway and give you low interest and low annual fees in return. This one even lets you personalise your credit card in ways more elaborate credit cards don’t.

Find out more about the ANZ Low Rate MasterCard below and discover what a no-frills credit card really offers.

Type of Credit Card:
Low interest credit card / Balance transfer card

Interest Rates*:
While the ANZ Low Rate MasterCard has typically high interest rates for cash advances (20.49%), you’ll enjoy much lower rates for both purchases and balance transfers.

In fact, you can have up to six months interest-free on balance transfers before it reverts to the standard variable interest rate on purchases. Even

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What do you dread the most about credit cards? High annual fees can certainly be a downer. After all, you can usually avoid paying any interest if you pay off your balance each month during your interest free days, but annual fees get charged to your account regardless of whether or not you normally keep a balance.

That’s why we’re highlighting our top five picks for low fee (or no fee) credit card offers. These credit cards let you use more of your credit limit how you really want to instead of tacking on high annual fees that can disrupt your normal spending and repayment habits.

Here are five of the best low annual fee, and no annual fee, credit card offers currently available:

1. Bankwest Zero Platinum Credit Card

Let’s forget about low annual fees for a minute and kick things off with a zero annual fee credit card — the BankWest Zero Platinum card! BankWes

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